Financial Empowerment Center

The Financial Empowerment Center provides professional, one-on-one financial counseling as a free public service. The Paterson Financial Empowerment Center is in GROWTH MODE and a new location will be provided momentarily. Please be on the look out for updates which will be provided on the city website. The center is set in place to enable residents to address their financial challenges, needs, and plan for their futures. Here are a few things our counselors can assist you with:

  • Resolve credit card and other debts
  • Understand and improve credit scores
  • Dispute incorrect credit report items
  • Open a bank account and increase savings
  • Research and apply for government benefits
  • Develop a budget and prioritize spending

For further information about the Financial Empowerment Center please contact Laura Valdez at the Department of Health and Human Services at (973) 321-1242 ext 2280.